IBAN + BIC / SWIFT Decoder

Decode any IBAN
in seconds

Paste any International Bank Account Number and instantly get the real BIC/SWIFT code, bank name, address, and full validation โ€” powered by live bank registry lookup.

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BIC / SWIFT Code
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โœ” Verified from bank registry
IBAN Breakdown
BBAN Detail

How IBAN Decoding Works

Every IBAN follows a structured international standard (ISO 13616). The BIC/SWIFT is verified against live bank registries.

01 โ€” COUNTRY CODE

2-Letter ISO Code

The first two characters identify the country using ISO 3166-1 alpha-2 codes (e.g. GB, DE, BE, FR).

02 โ€” CHECK DIGITS

MOD-97 Validation

Characters 3โ€“4 are check digits computed via MOD-97 to detect typos or errors in the IBAN.

03 โ€” BIC / SWIFT

Live Bank Registry

The BIC/SWIFT code is fetched from a live bank registry โ€” not guessed from digits. This gives the real bank identifier, name, and address.

04 โ€” BBAN

Bank Account Data

The remaining digits form the Basic Bank Account Number whose structure (bank code, branch, account) varies by country.